Report the index being locked with its own error code in order to be
able to differentiate, as a locked index is typically the result of a
crashed process or concurrent access, both of which often require user
intervention to fix.

This adds a new API that allows users to reload the config if the
file has changed on disk.  A new config callback function to
refresh the config was added.

The modified time and file size are used to test if the file needs
to be reloaded (and are now stored in the disk backend object).

In writing tests, just using mtime was a problem / race, so I
wanted to check file size as well.  To support that, I extended
`git_futils_readbuffer_updated` to optionally check file size in
addition to mtime, and I added a new function `git_filebuf_stats`
to fetch the mtime and size for an open filebuf (so that the
config could be easily refreshed after a write).

Lastly, I moved some similar file checking code for attributes
into filebuf.  It is still only being used for attrs, but it
seems potentially reusable, so I thought I'd move it over.